IT PAYS TO PAY
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What Are Merchant Credits? How To Buy Them On OnestPay?
Buy now, pre-plan ahead—discover how prepaid merchant credits power your OnestPay™ purchases.
Welcome to OnestPay™
Here your money goes further, your choices are smarter, and your financial experience is actually enjoyable.
This guide is all about what Merchant Credits are, how they work, and how you can buy them on OnestPay™ for a smoother, more rewarding digital shopping experience.
What Are Merchant Credits?
Merchant Credits are a form of prepaid value you can use to buy products or services from various reputed merchants online.
On OnestPay™, you can purchase Merchant Credits in advance, often at a discount and use them later, when it suits you.
Buy Merchant Credits on OnestPay™ — Step-by-Step
Let’s walk you through the actual credit buying process.
01 Go to the ‘Buy’ Page
- Head over to our ‘Top Deals’ to start browsing merchant offers.
- You’ll get to see credit Expiry Dates
- Explore deals from trusted merchants, and click on Select once you’re satisfied with a deal.
02 Click On Merchant Card To Explore The Deal In Detail
You’ll see:
- Store name
- Credit Expiry date
- Offer Details and value
03 Select & Add to Cart
- Liking what you see? Hit ‘Add to Cart’.
- Want to keep looking? Tap ‘Continue Shopping’ to go back.
04 Review Your Cart
- Once you’ve added credits, they appear in your cart.
- From your cart, review your selected items and click ‘Proceed to Checkout’.
05 Checkout & Pay
You’ll see:
- Price of the credit
- Your available cash balance
- Total Price
Use your OnestPay™ funds and complete the purchase with one click.
Your Merchant Credits are now stored in your wallet — digitally delivered and ready to use.
Maximize the Power of Your OnestPay™ Wallet
We recommend you to use your OnestPay™ wallet funds to complete the purchase.
Once done, the Merchant Credit is added to your account instantly.
And you’re all set to spend smart.
When you use Merchant Credits on OnestPay™, you’re not just buying into a deal — you’re joining a smarter, more connected financial experience.
How Do Merchant Credits Work?
Here’s the breakdown:
- Browse merchant deals on the Buy Page.
- Spot an offer that suits you.
- Pay now and get immediate savings.
- Credits are added to your OnestPay™
- Use them when you’re ready, no expiry, no stress.
- It’s as simple as saving first, spending later — but better.
Key Features of Merchant Credits
OnestPay™ isn’t just about spending — it’s about giving you control over how you spend and share.
- No Expiry — Your credits don’t expire. Use them anytime.
- Earn Extra Rewards — Some merchants offer bonus credits
- No Hidden Fees — What you pay is what you get. No surprises.
- Social Sharing — Share with friends or family
- Gifting Made Easy — Gift credits instantly — zero fees, full value
- Trade or Donate — Use them your way, even for causes you care about
It Pays to Pay with OnestPay™
So now you know, what Merchant Credits are and how to buy them.
Explore the deals now at onestpay.com. Let’s take control of how we spend, share, and save together.
Start now with OnestPay™ — where every credit counts.