
What is OnestPay™?
For Smart Shoppers.
Turn Shopping into Savings
OnestPay is Next Gen Gift Card.
Gift Card Beyond Gifting
Gift Card Redesigned for Everyday Use
Gift Cards that give back

Buy a Next-Gen Gift Card
Let’s say you buy a $100 Macy’s Next-Gen Gift Card from the OnestPay marketplace with 5% cashback. Pay easily using funds from your OnestPay digital wallet.

Choice & Flexibility
Your Macy’s Next-Gen Gift Card is delivered instantly to your OnestPay Wallet—ready to use right away or later. Use part or all of your balance for everyday purchases, gift it to someone else, or swap it with other users if your needs change.

Earn Cashback
You earn cashback automatically—no limits, no restrictions. Use your cashback for future purchases or withdraw it as cash. Rewards come from participating brands, so you never pay extra.

Shop & Pay with
Your Next-Gen Gift Card
Pay online on Macy’s website or in-store by generating a secure payment code in the app. Cover the full purchase amount, including price, taxes, shipping, delivery fees, and other charges.
Why Use OnestPay™?
Spend. Gift. Trade. Share
Cashback + Choice + Convenience
Cashback
Get upto 6% cashback
- Get upto 6% cashback when you buy Next Gen Gift Cards
- Option to withdraw cashback
- No restrictions on how much cashback you can earn
- Get rewards for referral, loyalty and more
Example: If you spend about $3,000 per month on groceries, dining, gas, home supplies, furnishing, clothing, footwear, personal care and more, you can earn about $1,150 annual cashback
Choice
Use Gift Cards Anyway You want
- Use Gift Cards Anyway You want
- Use to pay for shopping
- Gift to Friends & Family
- Swap Or Exchange balance if you choose

Convenience
Accepted at 300+ retailers
- No Fees, No Expiry, No Credit Check
- Use Anywhere - Online and In-store
- Available 24/7 digital access
- Reload funds anytime

Where to Use OnestPay™?
Buy Next Gen Gift Cards from Trusted Brands
Get Instant $ Cashback
Let’s Get Started
1...2...3...Easy Steps

1. Sign Up
- Sign-up with E-mail.
- Verify Phone Number.
- Secure Wallet Created Automatically.
- You can browse deals. Receive and redeem gifts and bonuses

2. Verify Identity
- Verify your identity to keep your
account safe. - Share only the minimum
information needed. - Your data stays encrypted and is
never sold.

3. Link Bank Account
- Link your bank to unlock the full power of OnestPay.
- Add or withdraw funds, buy and trade deals, and more.
- Bank transfers cost less, so we pass more savings to you.
OnestPay Gift Card Options
You have three choices—Single Brand, Multi-Brand, or Mix & Match your own
Single Brand Gift Cards
Max Rewards. One Brand.
What it is
A gift card for one specific brand.
Examples
Starbucks • Target • Walmart
Why you’ll love it
- Spend at one brand only
- Use yourself or gift to others
- Gift, share, or trade
- Reload anytime
Cashback
- High cashback
Best for
- Brand loyalists who want maximum cashback
Multi-Brand All-In-One Gift Cards
One Card. Many Brands.
What it is
One gift card you can use across a selected group of brands.
Examples
Food & Dining: Chipotle • Panera • Domino’s
Why you’ll love it
- Spend across multiple brands in a category
- Great for everyday spending
- No spend restrictions by brands
- Reload anytime
Cashback
- Medium cashback
Gift, share, or trade
- Gift, share, or trade
Best for
- Everyday spending with flexibility
Build Your Own Gift Cards
Total Freedom. Your Choice.
What it is
A fully customizable gift card built by you.
Examples
Starbucks + Uber + Target
Why you’ll love it
- Maximum flexibility
- Choose any brands you want
- No spend restrictions by brands
- Reload anytime
Cashback
- Lower than other options
Gift, share, or trade
- Not allowed
Best for
- Ultimate personalization and control
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- 1Payment innovation doesn’t happen every day—but now is your chance to define the next generation of payment systems.
- 2Become a co-creator as we build ONESTPAY™, a revolutionary payment system designed for everyday spending.

- 3As a first step, sign-up. Stay informed about the latest features, exclusive offers, and innovations, with priority access to new rewards.
- 4Plus, when ONESTPAY™ officially launches, you’ll receive a special bonus as one of our loyal founding members.








