IT PAYS TO PAY WITH ONESTPAY
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OnestPay™
Digital Wallet
NEW ACCOUNT SIGN-UP BONUS
Get $20 Bonus with a new OnestPay Digital Wallet
Only available through this page. See how below.
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Invite Your Friends & Family Members
Your Friend Gets $20. You Get $20. Unlimited Rewards. No caps.
When your friends or family members sign up using your referral code and finish the qualification steps, you and your friends both get $20 OnestPay Bonus Credit
Invite Your FriendsOffer may be canceled or modified at any time. Points earned can be redeemed for cash back or other options. Offer terms and PayPal Rewards terms and exclusions apply.
What Is OnestPay™?
For Smart Shoppers. Turn Shopping into Savings
What are Merchant Credits?
Merchant credits are a form of stored value. Merchants typically accept these credits as payment for goods or services. Customers purchase credits from merchants (within OnestPay™ platform), often at a discount, to use for future purchases, providing both convenience and potential savings.
What are the key features of Merchant Credits?
Merchant Credits never expire, there are no fees and you can share, gift, trade or donate to others. You can also get additional bonus and rewards from merchants.
Click to see an example
Create Secure eWallet
- Sign-up with E-mail
- No fees, No Credit Checks, No Limits
- Verify Identity
- Secure Wallet Created Automatically
- Link Wallet to your Bank Account
- Move funds from Bank to Wallet
Buy Digital Credits
- 300+ Reputed Brands on OnestPay Network
- Select Brands where you would like to shop
- Pay Brands in advance of purchase with funds in wallet
- Get Brand Credits in exchange
- Brand Credits are like digital money
Get Instant CashBack
- Get upto 15% cashback when you buy brand credits
- Option to withdraw cashback or use to buy more credits
- No restrictions on how much cashback you can earn
- Get rewards for referral, loyalty and more
Use Credits to Shop, Gift, Donate, Share & More
- Use Credits to pay at checkout – no more credit & debit cards
- Use Credits Anywhere - Online and In-store
- 24/7 Digital Access with Detailed Spending Dashboard
- More Use of Brand Credits - Share, Gift, Group Buy, Trade, Family Account
Why Use OnestPay™? Spend. Gift. Trade. Share
Cashback
- Instant Cashback on everyday purchase - grocery, gas, clothing, dine -in and more
- Earn bonus for gift, share, referral, and loyalty
- Combine with coupons, discounts and promos. No restrictions
- 300+ selection of Retailers
Convenience
- No Fees, No Expiry, No Credit Check
- Use Anywhere - Online and In-store
- Available 24/7 digital access
- Reload funds anytime
Compare
- Safer than credits cards - no credit checks, no debts, no fees and interest
- More value than debit cards - cashback always
- More convenient than gift cards -digital, always available, everyday use
- No limits on cashback
Choice
- Use Credits Anyway You want
- Use Credits to pay for shopping
- Gift Credits to Friends & Family
- Swap Or Exchange Credits if you choose
How much cashback could you earn?
Run the OnestPay™ calculator.
See how much cashback you could earn this year — just tell us your age range.
Disclaimer: The cashback amounts shown are estimates only. Actual rewards may differ based on your spending behavior, participating merchants, program terms, promotional rates, and other factors. Estimates are not a guarantee of future earnings.Let's start with your age range.
Which age group fits you best?
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All-In-One Deals
Food, Grocery, Essentials, Apparel
All-In-One Deals give you flexibility—use credits wherever you want within the collection.
OnestPay Food & Dining Collection
Meals, snacks, and treats—all in one place.
Discover a smarter, more delicious way to dine. With the OnestPay Food & Dining Collection, you get instant savings on meals, snacks, and treats from your favorite brands—all in one convenient place. Whether you’re grabbing a quick bite, ordering delivery, or treating yourself to something special, your credits go further every time
OnestPay Everyday Living Collection
From groceries to home—shop better, save more.
OnestPay Everyday Living Collection brings all your daily essentials into one smart, convenient place. From groceries and household items to personal care and home needs, you get instant savings on the things you buy most often. Shop freely across multiple trusted brands, create your own bundles, and stretch your budget further every day.
OnestPay Style & Fashion Collection
Fresh looks, favorite brands, and smarter shopping.
Step into a smarter way to shop your style. The OnestPay Style & Fashion Collection brings together your favorite brands, fresh looks, and everyday essentials all in one place. Whether you're updating your wardrobe, picking up seasonal favorites, or treating yourself to something new, you’ll save instantly while enjoying the freedom to mix, match, and shop your way.
Some of our Favorite Deals of the Season
Handpicked for you from top brands.
- 1Payment innovation doesn’t happen every day—but now is your chance to define the next generation of payment systems.
- 2Become a co-creator as we build ONESTPAY™, a revolutionary payment system designed for everyday spending.
- 3As a first step, sign-up. Stay informed about the latest features, exclusive offers, and innovations, with priority access to new rewards.
- 4Plus, when ONESTPAY™ officially launches, you’ll receive a special bonus as one of our loyal founding members.