OnestPay™
Officially Launches at Finovate

What is ONESTPAY™?

OnestPay™ is the next generation payment platform that lets you prepay trusted merchants and receive credits to buy, gift, trade, donate, or share—plus enjoy instant rebates and discounts, both online and in-store

Buy store credits at a discount from trusted merchants for instant savings.

Load credits into your OnestPay™ Digital Wallet and Spend Card

Pay merchants online and in stores with credits

Gift, donate, trade, and share credits and earn bonus

Get Instant $$$ Savings &
more from Trusted Brands

Rewards.no fees.Never Expires

In-Store & Online Purchase

Online Purchase Using OnestPay™ Digital Wallet

Shop online effortlessly with your OnestPay™ Digital Wallet, giving you instant access to your merchant credits for quick, secure, and rewarding purchases.

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  • Buy and load merchant credits into your wallet
  • Pay directly from your OnestPay™ Digital Wallet during checkout
  • Automaticallyapplies the best combination of credits and bonuses
  • Fast, secure checkout
  • Works across web and mobile apps of participating merchants

In-Store Purchase Using OnestPay™ Spend Card

Enjoy a seamless checkout experience in stores using your OnestPay™ Spend Card powered by your loaded merchant credits.

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  • Buy and load merchant credits into your wallet
  • Use your OnestPay™ wallet linked physical Spend Card at participating stores
  • Tap, swipe, or insert—works like a debit or prepaid card
  • Instantly deducts from your merchant credit balance
  • Secure payments with chip, PIN, or contactless options

Latest Video

A quick look at what we do, how we do it, and the impact we make.

OnestPay™ debuts at Finovate Spring 2025 in San Diego!

May 3, 2025

OnestPay™ debuts at Finovate Spring 2025 in San Diego!

Introducing OnestPay™ | More Than Just a Payment App

Apr 30, 2025

Introducing OnestPay™ | More Than Just a Payment App

How to Sign Up for OnestPay™ | A Step-by-Step User Guide

Apr 30, 2025

How to Sign Up for OnestPay™ | A Step-by-Step User Guide

What Are Merchant Credits? How To Buy Them On OnestPay™?

Apr 30, 2025

What Are Merchant Credits? How To Buy Them On OnestPay™?

How OnestPay™ Works?

ONESTPAY™ offers a platform where you prepay for future purchases,
and stores reward their commitment.

Step 1

Sign-Up & Fund Account

  • Create OnestPay account using email id and phone number
  • Link bank account and/or debit card to Onestpay account.
  • Add funds to OnestPay account from linked bank account and/or debit card

Step 2

Buy Merchant Credits

  • Browse merchant credit deals from trusted stores on OnestPay platform.
  • Select one or more deals from Stores.
  • Pay with your Onestpay account balance.
  • Get instant savings and add deals to your wallet.

Step 3

Shop, Share, and Trade

  • Use merchant credits to shop at stores, websites, or apps.
  • Gift and/or donate merchant credits to friends, family or charities.
  • Sell or trade merchant credits on OnestPay platform.
  • Pool credits with friends to group buy items.

Step 4

Track Your Account

  • Monitor balance, spending, and rewards in the dashboard.
  • Stay updated on offers, promotions, and ways to earn more rewards and benefits.
  • Manage and monitor your gifting, donations, and group buying activities.

Guide

How to Sign Up for OnestPay? A Simple Step-by-Step Guide

UPDATED Apr 11, 2025

You’ve Heard the Buzz. You’ve seen how OnestPayTM is transforming the way we spend, save, gift, and grow our money socially. Now, you’re ready to join
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Introducing OnestPay | More Than Just a Payment App

UPDATED Apr 11, 2025

<p>Tired of your money just sitting there? Spend smarter, save with rewards, connect with friends, and control your money effortlessly. OnestPay™ offe
Read More...

How to Surprise Loved Ones with Credit Gifts Using OnestPay™?

UPDATED Apr 11, 2025

Try It Now on OnestPay™. We know gift cards are the go-to surprise for many. But what if you could go beyond ordinary and send your loved ones digital
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What Are Merchant Credits? How To Buy Them On OnestPay?

UPDATED Apr 12, 2025

Welcome to OnestPay™. Here your money goes further, your choices are smarter, and your financial experience is actually enjoyable. This guide is all a
Read More...

frequently
asked questions

Q1: What are ‘merchant credits’?

Customers purchase credits from merchants (within OnestPay™ platform), often at a discount, to use for future purchases, giving customers instant savings. Merchants typically accept these credits as payment for goods or services.

Q2: What is OnestPay?

OnestPay is a marketplace, where users can buy, sell, gift, donate, transfer or trade merchant credits.

Q3: How do I purchase Merchant Credits on OnestPay?

Browse merchant credit deals from trusted stores on the OnestPay platform. Select one or more deals from stores, pay with your OnestPay account balance, and get instant savings. The purchased deals are instantly added to your wallet for use.

Q4: Do Merchant Credits expire?

No, Merchant Credits do not expire, providing long-term flexibility for users.

Join ONESTPAY™
Community

Shape the Future of Everyday Payments

Your Insights Fuel Innovation!

Sign up
  • 1Payment innovation doesn’t happen every day—but now is your chance to define the next generation of payment systems.
  • 2Become a co-creator as we build ONESTPAY™, a revolutionary payment system designed for everyday spending
  • 3As a first step, sign-up. Stay informed about the latest features, exclusive offers, and innovations, with priority access to new rewards.
  • 4Plus, when ONESTPAY™ officially launches, you’ll receive a special bonus as one of our loyal founding members.