IT PAYS TO PAY WITH ONESTPAY
What is OnestPay™?
For Smart Shoppers.
Turn Shopping into Savings
Gift Card Redesigned for Everyday Use
Show an Example
Buy a Next-Gen Gift Card
- Let’s say you buy a $100 Macy’s Next-Gen Gift Card from the OnestPay marketplace with 5% cashback.
- Pay easily using funds from your OnestPay digital wallet.
Choice & Flexibility
- Your Macy’s Next-Gen Gift Card is delivered instantly to your OnestPay Wallet.
- Use part or all of your balance for everyday purchases, gift it to someone else, or swap it with other users if your needs change.
Earn Cashback
- You earn cashback instantly—no limits, no waiting, no restrictions.
- Use your cashback for future purchases or withdraw it as cash.
Pay with Next-Gen Gift Card
- Pay online on Macy’s website or in-store by generating a secure payment code in the app.
- Use the full value of your gift card—and if your balance is short, the rest is covered from your linked bank account
Why Use OnestPay™?
Spend. Gift. Trade. Share
Cashback + Choice + Convenience
Cashback
Get upto 6% cashback
- Get upto 6% cashback when you buy Next Gen Gift Cards
- Option to withdraw cashback
- No restrictions on how much cashback you can earn
- Get rewards for referral, loyalty and more
Example: If you spend about $3,000 per month on groceries, dining, gas, home supplies, furnishing, clothing, footwear, personal care and more, you can earn about $1,150 annual cashback
Choice
Use Gift Cards Anyway You want
- Use Gift Cards Anyway You want
- Use to pay for shopping
- Gift to Friends & Family
- Swap Or Exchange balance if you choose
Convenience
Accepted at 300+ retailers
- No Fees, No Expiry, No Credit Check
- Use Anywhere - Online and In-store
- Available 24/7 digital access
- Reload funds anytime
Where to Use OnestPay™?
Buy Next Gen Gift Cards from Trusted Brands
Get Instant $ Cashback
Let’s Get Started
1...2...3...Easy Steps
1. Sign Up
- Sign-up with E-mail.
- Verify Phone Number.
- Secure Wallet Created Automatically.
- You can browse deals. Receive and redeem gifts and bonuses
2. Verify Identity
- Verify your identity to keep your
account safe. - Share only the minimum
information needed. - Your data stays encrypted and is
never sold.
3. Link Bank Account
- Link your bank to unlock the full power of OnestPay.
- Add or withdraw funds, buy and trade deals, and more.
- Bank transfers cost less, so we pass more savings to you.
OnestPay Gift Card Options
You have three choices—Single Brand, Multi-Brand, or Mix & Match your own
Single Brand Gift Cards
Max Rewards. One Brand.
What it is
A gift card for one specific brand.
Examples
Starbucks • Target • Walmart
Why you’ll love it
- Spend at one brand only
- Use yourself or gift to others
- Gift, share, or trade
- Reload anytime
Cashback
- High cashback
Best for
- Brand loyalists who want maximum cashback
Multi-Brand Gift Cards
One Card. Many Brands.
What it is
One gift card you can use across a selected group of brands.
Examples
Food & Dining: Chipotle • Panera • Domino’s
Why you’ll love it
- Spend across multiple brands in a category
- Great for everyday spending
- No spend restrictions by brands
- Reload anytime
Cashback
- Medium cashback
Gift, share, or trade
- Gift, share, or trade
Best for
- Everyday spending with flexibility
Build Your Own Gift Cards
Total Freedom. Your Choice.
What it is
A fully customizable gift card built by you.
Examples
Starbucks + Uber + Target
Why you’ll love it
- Maximum flexibility
- Choose any brands you want
- No spend restrictions by brands
- Reload anytime
Cashback
- Lower than other options
Gift, share, or trade
- Not allowed
Best for
- Ultimate personalization and control
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- 1Payment innovation doesn’t happen every day—but now is your chance to define the next generation of payment systems.
- 2Become a co-creator as we build ONESTPAY™, a revolutionary payment system designed for everyday spending.
- 3As a first step, sign-up. Stay informed about the latest features, exclusive offers, and innovations, with priority access to new rewards.
- 4Plus, when ONESTPAY™ officially launches, you’ll receive a special bonus as one of our loyal founding members.