Earn Upto 6% Cashback

What is OnestPay™?

For Smart Shoppers.
Turn Shopping into Savings

OnestPay is Next Gen Gift Card.

Gift Card Beyond Gifting

Gift Card Redesigned for Everyday Use

Gift Cards that give back

Buy a Next-Gen Gift Card

Let’s say you buy a $100 Macy’s Next-Gen Gift Card from the OnestPay marketplace with 5% cashback. Pay easily using funds from your OnestPay digital wallet.

Choice & Flexibility

Your Macy’s Next-Gen Gift Card is delivered instantly to your OnestPay Wallet—ready to use right away or later. Use part or all of your balance for everyday purchases, gift it to someone else, or swap it with other users if your needs change.

Earn Cashback

You earn cashback automatically—no limits, no restrictions. Use your cashback for future purchases or withdraw it as cash. Rewards come from participating brands, so you never pay extra.

Shop & Pay with
Your Next-Gen Gift Card

Pay online on Macy’s website or in-store by generating a secure payment code in the app. Cover the full purchase amount, including price, taxes, shipping, delivery fees, and other charges.

Why Use OnestPay™?

Spend. Gift. Trade. Share

Cashback + Choice + Convenience

Cashback

Get upto 6% cashback

  • Get upto 6% cashback when you buy Next Gen Gift Cards
  • Option to withdraw cashback
  • No restrictions on how much cashback you can earn
  • Get rewards for referral, loyalty and more

Example: If you spend about $3,000 per month on groceries, dining, gas, home supplies, furnishing, clothing, footwear, personal care and more, you can earn about $1,150 annual cashback

Choice

Use Gift Cards Anyway You want

  • Use Gift Cards Anyway You want
  • Use to pay for shopping
  • Gift to Friends & Family
  • Swap Or Exchange balance if you choose
Use Next Gen Gift Cards to Shop, Gift, Donate, Share & More

Convenience

Accepted at 300+ retailers

  • No Fees, No Expiry, No Credit Check
  • Use Anywhere - Online and In-store
  • Available 24/7 digital access
  • Reload funds anytime
Buy Next Gen Gift Cards

Let’s Get Started

1...2...3...Easy Steps

Signup with Onestpay

1. Sign Up

  • Sign-up with E-mail.
  • Verify Phone Number.
  • Secure Wallet Created Automatically.
  • You can browse deals. Receive and redeem gifts and bonuses
Verify your identity

2. Verify Identity

  • Verify your identity to keep your
    account safe.
  • Share only the minimum
    information needed.
  • Your data stays encrypted and is
    never sold.
Link your Bank Account

3. Link Bank Account

  • Link your bank to unlock the full power of OnestPay.
  • Add or withdraw funds, buy and trade deals, and more.
  • Bank transfers cost less, so we pass more savings to you.

SIGN-UP BONUS

Get $20 Bonus with a new OnestPay Digital Wallet

Limited time offer.

Sign up
Get $20 Bonus with a new OnestPay Digital Wallet

OnestPay Gift Card Options

You have three choices—Single Brand, Multi-Brand, or Mix & Match your own

Single Brand Gift Cards

Max Rewards. One Brand.

What it is

A gift card for one specific brand.

Examples

Starbucks • Target • Walmart

Why you’ll love it

  • Spend at one brand only
  • Use yourself or gift to others
  • Gift, share, or trade
  • Reload anytime

Cashback

  • High cashback

Best for

  • Brand loyalists who want maximum cashback

Multi-Brand All-In-One Gift Cards

One Card. Many Brands.

What it is

One gift card you can use across a selected group of brands.

Examples

Food & Dining: Chipotle • Panera • Domino’s

Why you’ll love it

  • Spend across multiple brands in a category
  • Great for everyday spending
  • No spend restrictions by brands
  • Reload anytime

Cashback

  • Medium cashback

Gift, share, or trade

  • Gift, share, or trade

Best for

  • Everyday spending with flexibility

Build Your Own Gift Cards

Total Freedom. Your Choice.

What it is

A fully customizable gift card built by you.

Examples

Starbucks + Uber + Target

Why you’ll love it

  • Maximum flexibility
  • Choose any brands you want
  • No spend restrictions by brands
  • Reload anytime

Cashback

  • Lower than other options

Gift, share, or trade

  • Not allowed

Best for

  • Ultimate personalization and control

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Join ONESTPAY™
Community

Shape the Future of Everyday Payments

Your Insights Fuel Innovation!

Sign up
  • 1Payment innovation doesn’t happen every day—but now is your chance to define the next generation of payment systems.
  • 2Become a co-creator as we build ONESTPAY™, a revolutionary payment system designed for everyday spending.
  • 3As a first step, sign-up. Stay informed about the latest features, exclusive offers, and innovations, with priority access to new rewards.
  • 4Plus, when ONESTPAY™ officially launches, you’ll receive a special bonus as one of our loyal founding members.