How OnestPay™ Works?

Plan ahead. Earn Upfront, and Spend when you’re ready.

  • Sign-Up & Add money to your wallet
  • Buy Next-Gen Gift Card & Get Instant Cashback
  • Pay at checkout at your favorite stores with
    Next Gen Gift Card
  • Gift, Trade, Donate and More
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How OnestPay Rewards Everyday Spending?

Step 1: Sign-Up & Add money to your wallet

Learn how to sign up, set up your profile, link your bank, transfer funds, and check your balance.

  • Sign-up with e-mail& phone number
  • Verify identity
  • Link bank account
  • Add money to your wallet

Watch Videos

Sign-Up

Sign-Up

Create your OnestPay account in minutes and start using your wallet.

Dec 3, 2025

Set-up Profile

Set-up Profile

Quickly complete your profile to unlock full OnestPay features.

Dec 3, 2025

Link Bank & Transfer Funds

Link Bank & Transfer Funds

Securely link your bank and add funds to your OnestPay wallet.

Dec 3, 2025

Check Balance & Reports

Check Balance & Reports

Easily view wallet balance and track all transactions in one place.

Dec 3, 2025

Step 2: Buy Next Gen Gift Cards

Learn how to browse the OnestPay marketplace, choose Single Brand deals, Multi-Brand All-In-One offers, or create your own by mixing and matching brands—then pay with your wallet and get instant cashback.

  • Browse the OnestPay marketplace
  • Choose Single Brand, All-In-One, or create your own mix-and-match deals
  • Pay with funds in your wallet
  • Get instant cashback

Watch Videos

Sign-Up

Sign-Up

Create your OnestPay account in minutes and start using your wallet.

Dec 3, 2025

Set-up Profile

Set-up Profile

Quickly complete your profile to unlock full OnestPay features.

Dec 3, 2025

Link Bank & Transfer Funds

Link Bank & Transfer Funds

Securely link your bank and add funds to your OnestPay wallet.

Dec 3, 2025

Check Balance & Reports

Check Balance & Reports

Easily view wallet balance and track all transactions in one place.

Dec 3, 2025

Step 3: Pay at Stores

Learn how to pay online or in-store with your Next-Gen Gift Cards—get a code, copy and paste it online or enter it at the register to cover the full amount, including price, shipping, delivery fees, taxes, and other charges

  • Enter the store name and checkout amount using“Redeem” button
  • Get a secure payment code
  • Copy it online or enter it at the register
  • Cover price, shipping, taxes, and fees—and see the transaction instantly in your wallet

Watch Videos

Pay Online with Credits

Pay Online with Credits

Use OnestPay Credits to redeem for fast, secure online payments.

Dec 4, 2025

Pay at a store with credits

Pay at a store with credits

Redeem credits instantly when paying at your favorite stores.

Dec 4, 2025

Step 4: Gift to friends and family

Learn how to gift credits to friends and family using Next-Gen Gift Cards, receive gifted balances, manage gift notifications, and complete transactions smoothly.

  • Send Next-Gen Gift Cards to friends and family
  • Receive gifted balances directly in your wallet
  • Manage gift notifications so you never miss a gift
  • Use gifted balance easily online or in-store

Watch Videos

Gift to Friends & Family

Gift to Friends & Family

Send OnestPay Credits instantly to loved ones anytime.

Dec 3, 2025

Gift Notification

Gift Notification

Get instant alerts for every gift sent, received, or redeemed.

Dec 3, 2025

Redemption

Redemption

Learn how to redeem and use gifted credits within OnestPay.

Dec 3, 2025

Gift Redemption

Gift Redemption

Redeem received gift credits and start using them instantly.

Dec 5, 2025

Step 5: Trade Next Gen Gift Card balances

Learn how OnestPay gives you flexibility—buy or sell Next-Gen Gift Cards in the marketplace, manage payments securely, and understand the difference between buying directly and trading so you can choose what works best for you.

  • Buy or sell Next-Gen Gift Cards in the OnestPay marketplace
  • Sell what you don’t need if your preferences change
  • Manage payments securely within your OnestPay wallet
  • Choose between buying directly or trading based on what works best for you

Watch Videos

Buy Credits

Buy Credits

Trade Buy lets you buy credits through the trade market safely and instantly.

Dec 3, 2025

Sell Credits

Sell Credits

Sell your credits instantly using OnestPay’s trade feature.

Dec 3, 2025

Buy Vs Trade

Buy Vs Trade

Understand the key differences between Buy and Trade Buy options.

Dec 3, 2025

Trade Payments

Trade Payments

See how trade buy and sell payments work and where to view payment history.

Dec 4, 2025