Your debit card. More possibilities.

Home, Furniture & Decor

Explore furniture, home essentials and finishing touches for your living space.

Browse stores ↓
Home, Furniture & Decor

Shop with purpose

Make your space feel like home

Use your existing debit card to pay through OnestPay for eligible home, furniture & decor purchases. Review the merchant’s current offer, minimum amount and payment instructions before confirming. Ordinary debit-card purchases made outside OnestPay do not automatically earn OnestPay cashback.

Browse Home, Furniture & Decor stores

Design preview: The brands and 5% cashback rates below are illustrative samples, not confirmation of current availability or offers. *The category count of 29 is supplied separately and is not the number of sample cards displayed.

Bed Bath & Beyond

Bed Bath & Beyond

2% cashbackIllustrative
Belk

Belk

4% cashbackIllustrative
Birch Lane

Birch Lane

2% cashbackIllustrative
Bloomingdale's

Bloomingdale's

4% cashbackIllustrative
CB2

CB2

4% cashbackIllustrative
Cost Plus World Market

Cost Plus World Market

2% cashbackIllustrative
Crate & Barrel

Crate & Barrel

4% cashbackIllustrative
Home Depot

Home Depot

2% cashbackIllustrative
HomeGoods

HomeGoods

4% cashbackIllustrative
Homesense

Homesense

4% cashbackIllustrative
IKEA

IKEA

2% cashbackIllustrative
JCPenney

JCPenney

4% cashbackIllustrative
Kohl's

Kohl's

4% cashbackIllustrative
Lowe's

Lowe's

2% cashbackIllustrative
Macy's

Macy's

4% cashbackIllustrative
Marshalls

Marshalls

4% cashbackIllustrative
Michaels

Michaels

4% cashbackIllustrative
Overstock

Overstock

4% cashbackIllustrative
P.C. Richard & Son

P.C. Richard & Son

1% cashbackIllustrative
Pottery Barn

Pottery Barn

2% cashbackIllustrative
Sam's Club

Sam's Club

1% cashbackIllustrative
T.J.Maxx

T.J.Maxx

4% cashbackIllustrative
Target

Target

2% cashbackIllustrative
TJX

TJX

4% cashbackIllustrative
Walmart

Walmart

1% cashbackIllustrative
Wayfair

Wayfair

2% cashbackIllustrative
West Elm

West Elm

2% cashbackIllustrative
Williams-Sonoma Brands

Williams-Sonoma Brands

2% cashbackIllustrative
Yankee Candle

Yankee Candle

4% cashbackIllustrative

What to know

Planning a home purchase

Confirm item availability and final charges, including delivery or assembly. Review merchant return terms and any payment exclusions.

Use the current store offer in OnestPay as your reference for cashback and payment requirements. Rates and availability may change.

How OnestPay works →

Ideas & guides

Read before your next purchase.

Planning a home purchase

Confirm item availability and final charges, including delivery or assembly. Review merchant return terms and any payment exclusions.

How to pay through OnestPay

Choose your store in OnestPay, enter the final checkout amount, and review the offer. Authorize your linked debit-card payment, then use the generated code according to the store’s instructions. Eligible cashback is credited after completion and confirmation.

Make planned purchases more rewarding

Start with the purchases already in your budget. Cashback is an added benefit, so compare final prices and buy what you need. Put your rewards toward a goal that matters to you.

Before you pay

Can I pay online and in-store?

Supported payment methods vary by merchant. Review the current offer and checkout instructions before authorizing payment.

Is the displayed 5% cashback rate a current offer?

No. It is an illustrative rate for this design. Check the current merchant offer in OnestPay before paying.